Why Choose Kissht for Personal Loan App

Instant Approval Process

Apply in minutes through our
instant loan app.

Quick Disbursal

Get cash disbursed to your account within minutes.

100% Digital Journey

No physical paperwork is needed with Kissht online loan app.

Flexible Loan Amounts

Choose small or big loans as needed.

Trusted by Millions

One of the best loan apps in India.

Borrow Anytime

24x7 access through our instant personal loan app.

How to avail Kissht Personal Loan App?

Step 1

Open your phone's Google Playstore app.

Step 1

Open your phone's Google Playstore app.

Step 2

Type “Kissht ” in the search bar.

Step 2

Type “Kissht ” in the search bar.

Step 3

Tap on the official app from Kissht.

Step 3

Tap on the official app from Kissht.

Step 4

Click ‘Install’, then wait for the download to finish

Step 4

Click ‘Install’, then wait for the download to finish

Step 5

Open Kissht app and sign up to explore instant personal loan offers

Step 5

Open Kissht app and sign up to explore instant personal loan offers

Who Can Benefit from Kissht Loans?

Salaried Individuals

If you receive a regular monthly salary, you can easily apply through Kissht’s instant personal loan app.

Self-Employed Professionals

Business owners, consultants, and professionals can avail loans via our trusted online loan app.

Freelancers

Working independently? You're eligible too. Get access to quick funds using Kissht’s loan app.

First-Time Borrowers

New to credit? You can still apply and explore personal loan options with Kissht.

Documents Required for Personal Loan for a Salaried Person

Basic details

Name, address, and employment information to assess personal loan eligibility for salaried individuals.

KYC Documents

Submit Aadhaar card and selfie verification via theinstant loan app.

PAN Card

Required for identity verification while applying for an instant personal loan.

Income details

Proof of income is required to be eligible for an instant loan online.

How to apply for Kissht loan?

How Kissht Protects Your Data?

Your data stays safe with Kissht

We follow stringent security protocols and comply with all regulatory standards to keep your information safe.

Safe & Secure

Popular Reasons People Use Kissht

Medical Emergencies

Doctor’s bills don’t wait—your loan shouldn’t either. Get an instant personal loan when you need it most

Education Fees

From coaching fees to semester dues, fund it fast. Kissht’s online loan app gets it done

Shopping or Festive Needs

Splurge smart with a quick loan for that wishlist. Try Kissht for instant personal loans.

Bill Payments & Rent

Beat late fees and never delay rent again. Access loan options anytime, anywhere.

Home or Car Repairs

Fix it now, pay later with flexible EMIs. Use the best loan app in India to stay stress-free.

Frequently Asked Questions?

• Selfie • PAN Card • Aadhar Card (Address Proof)

To complete Digital KYC, only your Aadhaar Card & PAN Card are required.

Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.

Once you have paid all your EMIs and outstanding dues, we will send you a No Objection Certificate (NOC). The NOC will be sent to your registered email id after 72 hours (3 days) of closing your loan account.

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